up to 40 currencies including BTC, ETH, SOL, USDC

One account for euros, dollars and bitcoin.

Spend at the real exchange rate, earn 4.1% AER on savings and hold crypto next to your salary. Opens in eight minutes from your phone.

Open an account

Compare plans

App Store ↗

Google Play ↗

Spend

Spend in 40 currencies at the real rate.

Mid-market rate on weekdays, 0.35% on weekends. No markup hidden in the rate, no fee on card payments abroad.

Spend

Spend in 40 currencies at the real rate.

Mid-market rate on weekdays, 0.35% on weekends. No markup hidden in the rate, no fee on card payments abroad.

Spend

Spend in 40 currencies at the real rate.

Mid-market rate on weekdays, 0.35% on weekends. No markup hidden in the rate, no fee on card payments abroad.

Save

Earn 4.1% AER in separate pots.

Name a pot, set a target, round up every payment. Interest is calculated daily and paid on the first of each month.

Save

Earn 4.1% AER in separate pots.

Name a pot, set a target, round up every payment. Interest is calculated daily and paid on the first of each month.

Save

Earn 4.1% AER in separate pots.

Name a pot, set a target, round up every payment. Interest is calculated daily and paid on the first of each month.

Hold crypto

Hold bitcoin next to your salary.

Buy BTC, ETH, SOL and USDC from your main balance for a flat 0.99%. Export to your own wallet at any time.

Hold crypto

Hold bitcoin next to your salary.

Buy BTC, ETH, SOL and USDC from your main balance for a flat 0.99%. Export to your own wallet at any time.

Markets · updated 14:32:08 CET

₿ BTC · Bitcoin

€58,214.40

+2.14% 24h

Ξ ETH · Ether

€2,388.12

+0.86% 24h

◎ SOL · Solana

€131.07

−1.42% 24h

◇ USDC · USD Coin

€0.9214

+0.01% 24h

01 · Balances

Every currency and coin on one screen.

Your total is shown in the currency you choose and recalculated every 30 seconds. Tap a row to see its own history.

VELA

Total balance

€12,480.22

EUR

€8,204.10

GBP

£1,140.00

BTC

0.0512 +2.1%

Your card · •• 4021

VELA

Debit

•• 4021

09/29

Frozen

Monthly limit

€640 of €1,500

Online payments

Single-use number

•• 7310 · expires after one use

Buy bitcoin

€250.00

0.0043 BTC

From EUR balance

€8,204.10

Fee 0.99%

€2.48

1 BTC

€58,214.40

+2.1%

Coins go to your own address · bc1q…8f3a

Buy

Balances

EUR balance

€8,204.10

+€412.30 this month

Salary

1 Oct

+€3,200.00

Exchange to GBP

Yesterday

−€340.00

Bakery Lune

Today

−€6.40

Balances

GBP balance

£1,140.00

+£289.00 this month

From EUR

Yesterday

+£289.00

Underground fare

Today

−£2.80

Bookshop

12 Oct

−£18.99

Balances

BTC balance

0.0512 BTC

+2.1% today · €2,980.58

Bought

Today

+0.0021 BTC

To hardware wallet

3 Oct

−0.0100 BTC

Bought

28 Sep

+0.0017 BTC

02 · Card

Freeze your card from the lock screen.

Set a monthly limit, block online payments or create a single-use number for a site you don’t trust.

VELA

Total balance

€12,480.22

EUR

€8,204.10

GBP

£1,140.00

BTC

0.0512 +2.1%

Your card · •• 4021

VELA

Debit

•• 4021

09/29

Frozen

Monthly limit

€640 of €1,500

Online payments

Single-use number

•• 7310 · expires after one use

Buy bitcoin

€250.00

0.0043 BTC

From EUR balance

€8,204.10

Fee 0.99%

€2.48

1 BTC

€58,214.40

+2.1%

Coins go to your own address · bc1q…8f3a

Buy

Balances

EUR balance

€8,204.10

+€412.30 this month

Salary

1 Oct

+€3,200.00

Exchange to GBP

Yesterday

−€340.00

Bakery Lune

Today

−€6.40

Balances

GBP balance

£1,140.00

+£289.00 this month

From EUR

Yesterday

+£289.00

Underground fare

Today

−£2.80

Bookshop

12 Oct

−£18.99

Balances

BTC balance

0.0512 BTC

+2.1% today · €2,980.58

Bought

Today

+0.0021 BTC

To hardware wallet

3 Oct

−0.0100 BTC

Bought

28 Sep

+0.0017 BTC

03 · Crypto

Buy bitcoin with the money already in your account.

No transfer to an exchange. Your coins have their own address, and you can send them to a hardware wallet whenever you like.

VELA

Total balance

€12,480.22

EUR

€8,204.10

GBP

£1,140.00

BTC

0.0512 +2.1%

Your card · •• 4021

VELA

Debit

•• 4021

09/29

Frozen

Monthly limit

€640 of €1,500

Online payments

Single-use number

•• 7310 · expires after one use

Buy bitcoin

€250.00

0.0043 BTC

From EUR balance

€8,204.10

Fee 0.99%

€2.48

1 BTC

€58,214.40

+2.1%

Coins go to your own address · bc1q…8f3a

Buy

Balances

EUR balance

€8,204.10

+€412.30 this month

Salary

1 Oct

+€3,200.00

Exchange to GBP

Yesterday

−€340.00

Bakery Lune

Today

−€6.40

Balances

GBP balance

£1,140.00

+£289.00 this month

From EUR

Yesterday

+£289.00

Underground fare

Today

−£2.80

Bookshop

12 Oct

−£18.99

Balances

BTC balance

0.0512 BTC

+2.1% today · €2,980.58

Bought

Today

+0.0021 BTC

To hardware wallet

3 Oct

−0.0100 BTC

Bought

28 Sep

+0.0017 BTC

VELA

Total balance

€12,480.22

EUR

€8,204.10

GBP

£1,140.00

BTC

0.0512 +2.1%

Your card · •• 4021

VELA

Debit

•• 4021

09/29

Frozen

Monthly limit

€640 of €1,500

Online payments

Single-use number

•• 7310 · expires after one use

Buy bitcoin

€250.00

0.0043 BTC

From EUR balance

€8,204.10

Fee 0.99%

€2.48

1 BTC

€58,214.40

+2.1%

Coins go to your own address · bc1q…8f3a

Buy

Balances

EUR balance

€8,204.10

+€412.30 this month

Salary

1 Oct

+€3,200.00

Exchange to GBP

Yesterday

−€340.00

Bakery Lune

Today

−€6.40

Balances

GBP balance

£1,140.00

+£289.00 this month

From EUR

Yesterday

+£289.00

Underground fare

Today

−£2.80

Bookshop

12 Oct

−£18.99

Balances

BTC balance

0.0512 BTC

+2.1% today · €2,980.58

Bought

Today

+0.0021 BTC

To hardware wallet

3 Oct

−0.0100 BTC

Bought

28 Sep

+0.0017 BTC

Security

Your deposits sit in segregated accounts at three European banks.

Protected up to €100,000. Crypto is held 95% in cold storage with Anchorage. Cards are frozen from the lock screen, and every login needs your device and your face.

Security

Your deposits sit in segregated accounts at three European banks.

Protected up to €100,000. Crypto is held 95% in cold storage with Anchorage. Cards are frozen from the lock screen, and every login needs your device and your face.

Security

Your deposits sit in segregated accounts at three European banks.

Protected up to €100,000. Crypto is held 95% in cold storage with Anchorage. Cards are frozen from the lock screen, and every login needs your device and your face.

“I get paid in euros, my rent is in pounds and I keep a bit of bitcoin. Vela is the first app where all three sit on one screen.”

Inês Duarte · Product designer, London

Open an account in eight minutes.

Base is free. You need a passport or ID card and a phone.

Open an account

Open an account in eight minutes.

Base is free. You need a passport or ID card and a phone.

Open an account

Open an account in eight minutes.

Base is free. You need a passport or ID card and a phone.

Open an account